Your Persoonlijk Pensioen Plan
If your personal situation changes, it may have consequences for your pension. That includes the components with which you (voluntarily) insure or accrue extra pension in your Persoonlijk Pensioen Plan. That's why it's good to know where you stand.
In the message you received from us, you can see which components you have. You can also check out your Pension 1-2-3 at mijn.nn.
Anw shortfall pension
If Anw shortfall pension is part of your pension scheme, there may be a fixed benefit for your partner when you die. This is a supplement to the partner's pension before the retirement date.
Guaranteed pension (Pensioenclick)
If you can purchase a guaranteed pension using Pensioenclick, you can convert all or part of the value of your investments and/or your future contributions into a guaranteed pension.
Paying in extra contributions
If it is possible to opt for Paying in extra contributions in your scheme, you can supplement your retirement pension and partner's pension yourself via your gross salary. This allows you to use your tax allowance for pension accrual.
Pension Plus
(Pensioen Plus)
If you can participate in Pensioen Plus because your salary is higher than € 137,800 (2024), you can supplement your pension via your net salary. Later benefits are free of income tax.