Your risk profile indicates how much risk you can run with your pension. And how much risk you wish to run. You can easily determine your risk profile for a pension with our risk profiler. This way, we help you make investment choices for your pension, that are right for you. Below you see the detailed descriptions of all possible risk profiles for pensions with an Index-tracking, Actively Managed, Index and Performance-driven type of investment.
Your risk profile indicates you should adopt a more cautious + investment strategy for this pension, and reduce the investment risk gradually to a fixed pension benefit as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you can and want to take the least amount of risk possible that your pension investments fall in value while you are accruing pension. You are willing to accept that your investments will therefore only rise in value to a limited extent when investment results are good.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not want your pension benefit to fluctuate annually when you retire. Perhaps this is because you would not be able to make up the shortfall if your pension benefit decreases. This is why a fixed pension benefit with no investment risk best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a more cautious investment strategy for this pension, and reduce the investment risk gradually to a fixed pension benefit as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. You can and want to take a small amount of risk that your pension investments fall in value while you are accruing pension. You are willing to accept that your investments will therefore rise in value to some extent, but not greatly when investment results are good.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not want your pension benefit to fluctuate annually when you retire. Perhaps this is because you would not be able to make up the shortfall if your pension benefit decreases. This is why a fixed pension benefit with no investment risk best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a more cautious investment strategy for this pension, and reduce the investment risk gradually to a variable pension benefit with 15% being invested as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. You can and want to take a small amount of risk that your pension investments fall in value while you are accruing pension. You are willing to accept that your investments will therefore rise in value to some extent, but not greatly when investment results are good.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not have an issue with your pension benefit fluctuating slightly on annual basis when you retire, as this allows you to benefit a little if the investment performance is good. However, you are also willing to accept that your pension benefit may decrease slightly. This is why a variable pension benefit with 15% of your pension capital being invested, best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a balanced investment strategy for this pension, and reduce the investment risk gradually to a fixed pension benefit as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you want to have an average chance that your pension investments will increase in value while you are accruing pension. You are willing to accept that you then also take an average risk that your investments fall in value while you are accruing pension. You are seeking to strike a balance between increasing your chances of your pension investments rising in value while managing the risk of them falling in value.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not want your pension benefit to fluctuate annually when you retire. Perhaps this is because you would not be able to make up the shortfall if your pension benefit decreases. This is why a fixed pension benefit with no investment risk best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a balanced investment strategy for this pension, and reduce the investment risk gradually to a variable pension benefit with 15% being invested as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you want to have an average chance that your pension investments will increase in value while you are accruing pension. You are willing to accept that you then also take an average risk that your investments fall in value while you are accruing pension. You are seeking to strike a balance between increasing your chances of your pension investments rising in value while managing the risk of them falling in value.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not have an issue with your pension benefit fluctuating slightly on annual basis when you retire, as this allows you to benefit a little if the investment performance is good. However, you are also willing to accept that your pension benefit may decrease slightly. This is why a variable pension benefit with 15% of your pension capital being invested, best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a balanced investment strategy for this pension, and reduce the investment risk gradually to a variable pension benefit with 30% being invested as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you want to have an average chance that your pension investments will increase in value while you are accruing pension. You are willing to accept that you then also take an average risk that your investments fall in value while you are accruing pension. You are seeking to strike a balance between increasing your chances of your pension investments rising in value while managing the risk of them falling in value.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not have an issue with your pension benefit fluctuating on an annual basis when you retire, but you do want certainty when it comes to the largest portion of your pension. This increases your chances of obtaining a higher pension if your investments perform well, but also involves a reasonable amount of risk that your pension benefit will be lower. This is why a variable pension benefit with 30% of your pension capital being invested best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a more ambitious investment strategy for this pension, and reduce the investment risk gradually to a fixed pension benefit as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you want to have a larger chance that your pension investments will increase in value while you are accruing pension. You are willing and able to also take a considerable amount of risk to achieve this. You are confident that future returns on investments will be good, but are also prepared to accept that the value of your pension investments may fall considerably short of expectations if your investments perform poorly.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not want your pension benefit to fluctuate annually when you retire. Perhaps this is because you would not be able to make up the shortfall if your pension benefit decreases. This is why a fixed pension benefit with no investment risk best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a more ambitious investment strategy for this pension, and reduce the investment risk gradually to a variable pension benefit with 15% being invested as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you want to have a larger chance that your pension investments will increase in value while you are accruing pension. You are willing and able to also take a considerable amount of risk to achieve this. You are confident that future returns on investments will be good, but are also prepared to accept that the value of your pension investments may fall considerably short of expectations if your investments perform poorly.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not have an issue with your pension benefit fluctuating slightly on annual basis when you retire, as this allows you to benefit a little if the investment performance is good. However, you are also willing to accept that your pension benefit may decrease slightly. This is why a variable pension benefit with 15% of your pension capital being invested, best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a more ambitious investment strategy for this pension, and reduce the investment risk gradually to a variable pension benefit with 30% being invested as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you want to have a larger chance that your pension investments will increase in value while you are accruing pension. You are willing and able to also take a considerable amount of risk to achieve this. You are confident that future returns on investments will be good, but are also prepared to accept that the value of your pension investments may fall considerably short of expectations if your investments perform poorly.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not have an issue with your pension benefit fluctuating on an annual basis when you retire, but you do want certainty when it comes to the largest portion of your pension. This increases your chances of obtaining a higher pension if your investments perform well, but also involves a reasonable amount of risk that your pension benefit will be lower. This is why a variable pension benefit with 30% of your pension capital being invested best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a more ambitious investment strategy for this pension, and reduce the investment risk gradually to a variable pension benefit with 45% being invested as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you want to have a larger chance that your pension investments will increase in value while you are accruing pension. You are willing and able to also take a considerable amount of risk to achieve this. You are confident that future returns on investments will be good, but are also prepared to accept that the value of your pension investments may fall considerably short of expectations if your investments perform poorly.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not have an issue with a quite large portion of your pension benefit fluctuating on an annual basis when you retire, as you want to capitalize to the full on good investment performances. However, you will also incur quite a lot of risk of your pension benefit falling. You have made a conscious decision to take a rather large amount of investment risk. This is why a variable pension benefit with 45% of your pension capital being invested best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a more ambitious + investment strategy for this pension, and reduce the investment risk gradually to a fixed pension benefit as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you want to have the largest possible chance that your pension investments will increase in value while you are accruing pension. You are prepared and able to take a maximum amount of risk to achieve this. You are confident that future returns on investments will be good, but are also prepared to accept that the value of your pension investments may fall far short of expectations if your investments perform poorly.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not want your pension benefit to fluctuate annually when you retire. Perhaps this is because you would not be able to make up the shortfall if your pension benefit decreases. This is why a fixed pension benefit with no investment risk best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a more ambitious + investment strategy for this pension, and reduce the investment risk gradually to a variable pension benefit with 15% being invested as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you want to have the largest possible chance that your pension investments will increase in value while you are accruing pension. You are prepared and able to take a maximum amount of risk to achieve this. You are confident that future returns on investments will be good, but are also prepared to accept that the value of your pension investments may fall far short of expectations if your investments perform poorly.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not have an issue with your pension benefit fluctuating slightly on annual basis when you retire, as this allows you to benefit a little if the investment performance is good. However, you are also willing to accept that your pension benefit may decrease slightly. This is why a variable pension benefit with 15% of your pension capital being invested, best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a more ambitious + investment strategy for this pension, and reduce the investment risk gradually to a variable pension benefit with 30% being invested as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you want to have the largest possible chance that your pension investments will increase in value while you are accruing pension. You are prepared and able to take a maximum amount of risk to achieve this. You are confident that future returns on investments will be good, but are also prepared to accept that the value of your pension investments may fall far short of expectations if your investments perform poorly.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not have an issue with your pension benefit fluctuating on an annual basis when you retire, but you do want certainty when it comes to the largest portion of your pension. This increases your chances of obtaining a higher pension if your investments perform well, but also involves a reasonable amount of risk that your pension benefit will be lower. This is why a variable pension benefit with 30% of your pension capital being invested best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a more ambitious + investment strategy for this pension, and reduce the investment risk gradually to a variable pension benefit with 45% being invested as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you want to have the largest possible chance that your pension investments will increase in value while you are accruing pension. You are prepared and able to take a maximum amount of risk to achieve this. You are confident that future returns on investments will be good, but are also prepared to accept that the value of your pension investments may fall far short of expectations if your investments perform poorly.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not have an issue with a quite large portion of your pension benefit fluctuating on an annual basis when you retire, as you want to capitalize to the full on good investment performances. However, you will also incur quite a lot of risk of your pension benefit falling. You have made a conscious decision to take a rather large amount of investment risk. This is why a variable pension benefit with 45% of your pension capital being invested best suits your needs and requirements for this pension.
Your risk profile indicates you should adopt a more ambitious + investment strategy for this pension, and reduce the investment risk gradually to a variable pension benefit with 60% being invested as your retirement date approaches. Nationale-Nederlanden advises you to invest according to your risk profile.
The amount of your pension benefit depends on the value of your pension investments, among other things. For this pension you want to have the largest possible chance that your pension investments will increase in value while you are accruing pension. You are prepared and able to take a maximum amount of risk to achieve this. You are confident that future returns on investments will be good, but are also prepared to accept that the value of your pension investments may fall far short of expectations if your investments perform poorly.
With the value of your pension investments you purchase a pension benefit on your retirement date. You do not have an issue with a considerable portion of your pension benefit fluctuating on an annual basis when you retire, as you want to capitalize to the full on a good investment performance. However, you will also run a considerable risk of your pension benefit falling. You have made a conscious decision to take a considerable amount of investment risk. This is why a variable pension benefit with 60% of your pension capital being invested best suits your needs and requirements for this pension.