Choosing your own investment funds

Can I opt for Self-investment in my pension scheme?

You can opt for Self-investment if your pension scheme is subject to 'extended investment freedom'. In the case of the Pensioen Continu Plan, you can always opt for Self-investment. In the case of Pensioen Plus, you can opt for Self-investment if you can also do so for your Persoonlijk Pensioen Plan (your basic scheme). For your Persoonlijk Pensioen Plan, you can find out if you have this option:

• in tier 2 of Pension 1-2-3;
• in your pension regulations (if you do not have a Pension 1-2-3 for your pension scheme);
• at mijn.nn Financial Future, if you have access to it for your Persoonlijk Pensioen Plan. You can login to mijn.nn using the button on the top right of this page. If you click on the name of your pension scheme, you will be redirected to Financial Future. Then click on ‘Investment choices’ under ‘Go to’. When you have chosen your pension in step 1 and you see 'Would you like to select your investment funds yourself?', you then have extended investment freedom.

Remember: if your Persoonlijk Pensioen Plan includes the investment types Index-tracking and Actively Managed, you may not be able to use Self-investment even though you do have broad investment freedom. You can read exactly how this works by clicking on your type of investment below.

More information about Self-investment

Would you like to know more about Self-investment? Would you like to start investing with Self-investment? Or are you already investing yourself and do you want to submit a new fund choice? If so, click on the page below for your type of investment. There you will find all the information and forms you need:

• Index-tracking and Actively Managed types of investment
• Passive, Ambitious and Dynamic types of investment
• Index and Performance-driven types of investment

Which type of investment applies to me?

The type of investment that applies to your pension scheme can be found in tier 2 of Pension 1-2-3 or in your pension regulations (if you do not have Pension 1-2-3 for your pension scheme). Under the heading 'How do you accrue pension' it appears in or just above the description of investing in lifecycles.

If you have access to mijn.nn Financial Future for your pension scheme, you can also access the appropriate page for Self-investment from there. Click on ‘Investment choices’ under ‘Go to’. In step 1, you will be redirected to the appropriate Self-investment page.