Persoonlijk Pensioen Plan

Within the Persoonlijk Pensioen Plan, a number of things are arranged for you as standard.

• Retirement for yourself
• Partner's pension for your partner in the event of your death
• Orphan's pension for your children in the event of your death
• Exemption from premiums in the event of incapacity for work

Depending on the choices made by your employer, it may also be possible

• Anw shortfall pension.
• Disability pension.
• Pension accrual above the fiscal maximum (with Pensioen Plus).

In mijn.nn and in your Pension 1-2-3 you can read what has been arranged for you.

We offer a standard lifecycle, which your employer can choose as the basis for the pension scheme. In the life cycle, we automatically reduce the risky investments as the retirement date approaches.

Everyone is unique and has personal preferences and a personal situation. That is why we offer you the opportunity to deviate from the standard lifecycle. And you can adjust the way you invest in your personal online environment.

Read more about investing for your pension.

If your employer has included the Pensioenclick in the scheme, you can purchase a guaranteed pension yourself. So it's up to you whether you want to use this option. This can be done with (part of) the premium and/or the available investment value.

In mijn.nn and in your Pension 1-2-3 you can read what applies to you.

Your employer determines whether you have the option to choose your own investment funds ('Self-investing'). You are then responsible for the investments yourself and, for example, we no longer automatically reduce the investment and interest rate risk, as we do in the lifecycle. Of course, you can reduce these risks yourself with your choice of fund as the retirement date approaches. You can also align your investments as closely as possible with the purchase of a fixed or variable pension benefit on your retirement date.

In mijn.nn and in your Pension 1-2-3 you can read what applies to you.

• Pensioenvergelijker (0,9 mb)
• PPP - Verzoek uitkering kapitaal bij overlijden (0,1 mb)
• PPP - Verzoek geen uitkering kapitaal bij overlijden (0,1 mb)

Documents mentioned in your Pension Regulations

In your pension regulations (part of layer 3 of Pension 1-2-3) you may be referred to this webpage for some documents and forms. You can find them below. Please note: do your pension regulations not refer to these documents and forms? Then they do not apply to your pension.

• Factorenboek Persoonlijk Pensioen Plan - Bewust Pensioen 2024 (0,1 mb)
• Factorenboek Persoonlijk Pensioen Plan - Bewust Pensioen 2025 (0,1 mb)
• Uitleg en tabel bonus bij leven Persoonlijk Pensioen Plan (0,1 mb)
• Tarief Pensioenclick november 2024 (0,1 mb)

Risicohouding en maatstaven (available from April 2024)

There is a lot to tell about your PPP. You can read all the information on our website or at mijn.nn. But you can also watch our videos. They are a quick and easy way to learn more about your pension.